Loan Against Property (LAP)
Secure Funds by Leveraging Your Property
At AD Housing Finance, we offer customized Loan Against Property (LAP) solutions designed to meet your personal and business financial needs. Whether you’re a salaried individual, self-employed, or an SME, our LAP products ensure a quick, transparent, and hassle-free experience.
What is a Loan Against Property?
A LAP is a secured loan where you pledge your residential or commercial property to access funds—up to 70% of its market value. You retain ownership and usage of the property while using the loan amount for multiple purposes like:
Business expansion
Education or medical expenses
Weddings or travel
Debt consolidation
Why Choose AD Housing Finance?
✅ Loan Amounts up to ₹5 Crores*
✅ Competitive Interest Rates & Flexible Tenures (12 to 180 months)
✅ Loan Approval Even on Low CIBIL Score
✅ Quick Disbursal & Minimal Documentation
✅ Custom LAP Products for Every Need
✅ Online Application Process
Key Features
High Loan-to-Value (LTV): Up to 70%* of property market value
Flexible Repayment Options: 1 to 15 years
Eligibility: Property must be clear of existing debts; all co-owners must be co-applicants
Property Types Accepted: Residential or commercial
How LAP Helps in Business Growth
- Upgrade Machinery or Equipment
- Fund R&D & Innovation
- Run Targeted Marketing Campaigns
- Hire Skilled Talent
- Expand Office or Infrastructure
Benefits of LAP for Business
📈 High Loan Amounts for Big Goals
🔄 Lower EMIs Due to Competitive Interest Rates
🕒 Long Tenure for Comfortable Repayment
Get Started Today
Apply online or speak with our loan experts to understand your best options.
Transparent Process | Fast Approval | Tailored Solutions
